Is Sam’s Club Credit Card Worth It? Discover Now

If you are looking for a card that offers exclusive benefits and especially cashback, the Sam’s Club Credit Card may be a good choice

We will cover all the advantages of both the basic and premium versions of the Sam’s Club Credit Card. That way, you can take advantage of every opportunity, being able to decide which of the two options is best for you.

In addition, you will learn the best way to apply for this card. So, you will now see a complete guide on this credit option. Keep reading.

Sam’s Club Credit Card

Let’s look at the basic version of the credit card first, let’s go.

1. Accepted into Sam’s Club and Walmart nationwide (Sam’s club credit card)

First of all, the Sam’s Club credit card stands out for being accepted at Sam’s Club where you have access to exclusive offers. In addition, you can use it at any Walmart store, having practicality and ease of making payments.

Today, Walmart fits into several categories of rewards, depending on the type of purchase made. So, for sure, it is worth taking advantage of this advantage, as you will be able to take advantage of these lightning offers. Therefore, whether for everyday purchases or to make the purchase of the month, the sam’s club credit card can help you.

2. No annual fee

One of the great advantages of the Sam’s credit card is the fact that it has no annual fee, not even in the most basic version. In this way, this card proves to be a great option for those who are starting to use credit cards, that is, if they have just reached adulthood.

In addition, you will have the possibility to progress by card, using the Mastercard Sam’s Club card, which is also without an annual fee, however, it has more advantages than the basic version. Later we will cover everything about the premium version.

3. It also works as your membership card

If you decide to join Sam’s Club in the future, your credit card will already serve as a membership card.

After all, why subscribe to Sam’s Club? Today, this subscription club offers a series of exclusive offers on electronic devices, home furniture, clothing, and even food.

In this way, it is worth becoming a member, as you can have access to products at reduced prices.

Credit Card Mastercard Sam’s Club

Now we will cover all the advantages that it has in the premium version of Sam’s Club. We emphasize that the Sam’s Club Mastercard Card has all the advantages of the basic version, so we will focus on its differential, not repeating the information already presented.

1. Get 5% back on Sam’s Cash when you fill up your car

With the sam’s club credit card you can fill up your vehicle and earn 5% back in Sam’s Cash, as long as the gas station accepts the Mastercard card.

This benefit is valid until the first year of use or until the limit of US$ 6,000.00 in supply is reached, whichever comes first.

That way, when you use the card to fill up your tank, you enjoy extra savings while accumulating rewards. Ideal for those who drive frequently and want to maximize the benefits of the card.

2. Get 3% back on Sam’s Cash on Sam’s Club purchases

By using the sam’s club card, you can earn 3% back in Sam’s Cash on all your eligible purchases.

Thus, in addition to the low prices you have access to, you still receive a part of the value back to use in new purchases. Thus, each trip to Sam’s Club becomes even more advantageous.

This is an excellent opportunity to save while accumulating rewards for future purchases.

3. 1% cash back on any purchase

All your purchases earn rewards. Regardless of the category, you get 1% money back. Thus, even when buying outside the categories with higher cashback, you still accumulate rewards on each transaction.

Therefore, whether at the market, in department stores or any other store, you will always be getting something back. In this way, your card becomes a financial ally, ensuring savings on any purchase made.

4. Get 3% back on Sam’s Cash on trips (Sam’s club credit card)

Your trips are more economical with these credit cards. Whether you book a hotel, buy a ticket, rent a car or even eat a meal, that is, at all important stages of a trip, you will receive cashback.

Currently the percentage is 3% of the money back. A percentage that, when compared to the market, is well above average. Taking into account all these benefits, it is clear that this is one of the best credit cards for beginners available.

How to apply for the Sam’s Club Credit Card?

Applying for the Sam’s Club Card is simple and fast. You can choose to order online or directly at a Sam’s Club store.

1. To order online, just follow the step by step below:
2. Access the official website: https://www.samsclub.com/;
3. Fill out the form with your personal data and documents;
4. Wait for the credit analysis of the request;
5. If approved, you will receive the card at home.

Now, if you want to apply for the card in person, you just need to go to the Sam’s Club store. There you must present your personal documents at customer service and follow the guidelines to complete the application.

Conclusion: Sam’s club credit card

The Sam’s Club Credit Card is an excellent option for those who want to save on purchases and get cash back rewards. Above all, with the possibility of earning 3% cashback on purchases at Sam’s Club, in addition to 5% on fueling and 3% on trips.

The annual fee exemption for active members makes the card even more attractive, ensuring that you can enjoy all the advantages without incurring any cost.

Before applying, you should evaluate this alternative, comparing it with other available cards. That way, you will be sure that you are making the best choice.

Now, you know all the details and can make your decision more confidently. If you want to take advantage of all the advantages, just follow the step by step and request yours.