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Review the rewards, benefits, eligibility requirements, fees and application information.
How to request your cardThe American Express® Preferred Rewards Gold Credit Card is ideal for people in the United Kingdom who want to earn rewards on everyday spending while accessing selected travel and lifestyle benefits.
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With Membership Rewards® points, no annual fee in the first year and convenient management through the American Express App, it is a popular rewards credit card in the UK.
Through the Amex App, Cardmembers can monitor transactions, review statements, manage payments, view available offers and keep track of their Membership Rewards points securely and conveniently.
The Card also supports contactless payments, Apple Pay and Google Pay, secure online shopping and additional protection on eligible purchases, making it suitable for everyday expenses, travel and dining.
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Highlights of the American Express Preferred Rewards Gold Credit Card
Membership Rewards points: earn points on eligible everyday purchases.
No annual fee in the first year: an annual fee applies from the second year.
Additional travel rewards: earn extra points on qualifying airline and American Express Travel bookings.
Contactless and mobile payments: pay conveniently with Apple Pay or Google Pay.
Purchase and refund protection on eligible transactions.
Benefits of the American Express Preferred Rewards Gold Credit Card
With the American Express Preferred Rewards Gold Credit Card, you can benefit from flexible rewards, travel-related features and convenient digital account management. Points can be redeemed for selected shopping, travel, gift cards or eligible purchases made using the Card.
Cardmembers may also access benefits such as Amex Offers, selected dining credits, travel inconvenience cover and opportunities to earn additional points. Enrolment requirements, spending conditions, exclusions and individual terms may apply.
Why choose the American Express Preferred Rewards Gold Card?
✔ Earn Membership Rewards points on eligible spending
✔ No annual fee during the first year
✔ Access selected travel, dining and lifestyle benefits
✔ Manage transactions and rewards through the Amex App
The American Express Preferred Rewards Gold Credit Card is suitable for people looking for a rewarding and flexible credit card for everyday spending, travel and lifestyle purchases.
How to apply for the American Express Preferred Rewards Gold Card
Applications for the American Express Preferred Rewards Gold Credit Card can be completed online through the official American Express UK website. Applicants must meet the relevant age, residency, income and eligibility requirements.
Complete the application form and wait for the credit assessment. The Card currently has no annual fee in the first year, followed by an annual fee, while interest and other charges may apply depending on how the account is used.

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