Citi Double Cash Card

The Citi Double Cash Card is a standout choice for those looking to make significant expenditures while enjoying a rewarding cash back rate.

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Here are some key considerations to ensure you make the most of this card:

Key Features

• 0% Introductory APR: The card offers a 0% APR for a set period on both balance transfers and purchases, which is particularly beneficial for upcoming large expenses.
• Cash Back Rewards: Earn 1% cash back on all purchases and an additional 1% when you pay off those purchases.
• This dual cash back system is ideal for those seeking a high reward rate.

Considerations Before Opting for the Citi Double Cash Card

1. Monthly Purchase Target: Aim to spend at least $1,500 monthly to fully capitalize on the 1% cash back benefit.
2. Prompt Payments: The cash back rate is most advantageous when you consistently pay off your purchases in a timely manner.
3. Annual Fee: There is a modest annual fee of $10. However, this fee is waived for the first year if you make purchases totaling at least $1,500.

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